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03 aug
Sweden on the forefront of local payment methods?
Predetermined to help uphold consumer protection for online shopping and decrease household debt among Swedish consumers (it's currently growing 7% per annum), the Swedish Parliament has approved an amendment to the Swedish Payment Services Act (2010:751). Coming into effect 1 July 2020, the new provision requires PSPs to ensure that their online merchants operating in
Chargebacks and dispute settlement
Chargebacks are uninterestingly becoming a part of payment system. This is not good. Although, chargebacks can be unavoidable at times but it has other end too. Consumers claim that 67% such incidences could have been avoidable. But, is it really that easy? So, we need to dig deep to find the answers. Chargebacks happening again
14 apr
Know your CBD!
CBD- Cannabidoil has unnecessary rumours still circulating. It is easy for people to be diverted by all those uninformed news. Hence, it is important for you to know what you are selling! Why so?- Just so you can brand the product effectively. As a merchant in the CBD industry, it is not easy to brand
07 maj
What Is a 3D Secure Payment Gateway & Why You Need to Know
3D Payment Gateway What is a 3D Payment Gateway? Features of 3DS Advantages of 3D Payment Gateway Disadvantages of a 3D Payment Gateway Card-Not-Present Merchants Need 3D Gateway Account 3D Secure Payment Gateway Solutions With A PurePay 3D Secure payment gateway may seem like a fashionable technical word, but it can help your e-commerce business
12 dec
Rolling Reserves Explained
A rolling reserve is a chargeback risk prevention tool, and is used with any business model that is deemed high risk of getting them. For the most part bank will set a firm percentage based on the risk involved with the business. Can be 5%-20% of transaction value per month. (10% of 100.000 processed would
10 dec
What Are High Risk Industries
What categorizes a merchant as high risk besides MCC codes. It is based on product sold, company location, straight-sale/webshop or recurring, Card not present, if risk for chargebacks is high. Which is most acquirers is above 1% even though some industries are under but still counts as high risk merchants. There are three categories of
