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Sweden on the forefront of local payment methods?

Predetermined to help uphold consumer protection for online shopping and decrease household debt among Swedish consumers (it's currently growing 7% per annum), the Swedish Parliament has approved an amendment to the Swedish Payment Services Act (2010:751). Coming into effect 1 July 2020, the new provision requires PSPs to ensure that their online merchants operating in

Chargebacks and dispute settlement

Chargebacks are uninterestingly becoming a part of payment system. This is not good. Although, chargebacks can be unavoidable at times but it has other end too. Consumers claim that 67% such incidences could have been avoidable. But, is it really that easy? So, we need to dig deep to find the answers. Chargebacks happening again

Know your CBD!

CBD- Cannabidoil has unnecessary rumours still circulating. It is easy for people to be diverted by all those uninformed news. Hence, it is important for you to know what you are selling! Why so?- Just so you can brand the product effectively. As a merchant in the CBD industry, it is not easy to brand

3D Secure – Explained

3D Secure (Three Domain Secure) is an XML-based protocol designed to be an additional security layer for online credit and debit card transactions. Also known as 'Payer Authentication', this service provides fraud liability shift and reduced interchange. As a result, this helps merchants to prevent fraud in transactions. Visa and MasterCard initiated this essential security measurement. And they

rolling reserve purepay
Rolling Reserve – What is that?

A rolling reserve is a chargeback risk prevention tool, and is used with any business model that is deemed high risk of getting them. For the most part bank will set a firm percentage based on the risk involved with the business. Can be 5%-20% of transaction value per month. (10% of 100.000 processed would

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