- Email:[email protected]
- Phone:+44 2080 898335
07 May
3D Secure – Explained
3D Secure (Three Domain Secure) is an XML-based protocol designed to be an additional security layer for online credit and debit card transactions. Also known as 'Payer Authentication', this service provides fraud liability shift and reduced interchange. As a result, this helps merchants to prevent fraud in transactions. Visa and MasterCard initiated this essential security measurement. And they
30 Apr
Benefits of Merchant Banking
Merchant Banking In the banking sector, online banking is the most evolving concept. Merchant banks mostly deal with commercial services on a large scale or with small enterprise. And the merchant accounts have transformed the way people do banking. As a result, online transactions have become easier and quicker. Account Management Account management is one
13 Jan
CBD Processing Help
The market for CBD is growing fast. These products are in very high demand and are sold by retailers in every U.S. state and well over 40 countries around the world both in store and online. Like the majority of other industries, the CBD industry is becoming a big talking point to web shop owners
01 Jan
2019 has hit! Let’s do business
2018 became 2019 - We are ready PurePay has start 2019 with a inspired attitude and is ready for a year with many many changes in the credit card processing game. We are not only looking at our second year helping merchants find solutions for their businesses. But we are also looking at Mastercard changing
21 Dec
Merry Christmas and Happy New Year
We wish you a Merry Christmas and a Happy New Year Merry Christmas - PurePay has had an amazing start of starting to help advertisers to get mids, and other imperative tools to make money online. Whether it has been high risk merchant accounts or if it has been low risk. Or even small, medium
20 Dec
What is my MCC Code?
What is my MCC Code and what can it mean? Here we are giving you all the MCC codes that exist to make sure you can figure out and fix if your MCC code is wrong. MCC codes is a code attached with your merchant accounts and are assigned to you when in the application
19 Dec
High Risk Merchant – What now?
High Risk Overview Have you been categorized as a high risk merchant and you are now wondering what this means for you. And how you can get merchant accounts. We have covered far and wide about what high risk means and how it effects you. But have never written a guide to what is going
12 Dec
Rolling Reserve – What is that?
A rolling reserve is a chargeback risk prevention tool, and is used with any business model that is deemed high risk of getting them. For the most part bank will set a firm percentage based on the risk involved with the business. Can be 5%-20% of transaction value per month. (10% of 100.000 processed would
12 Dec
Tradeshows for Purepay 2019
Purepay's Upcoming Tradeshows ICE London (2/5- 2/7, London UK)London Affiliate Conference (2/6- 2/9, London UK)eTail West (2/26- 3/1, Palm Springs, CA)CNP Expo (5/21-5/24, San Francisco CA) IRCE (6/5- 6/8, Chicago IL)Affiliate World Europe (7/8- 7/9, Barcelona Spain)Affiliate Summit East (8/11- 8/13, New York City, NY)eTail East (8/19- 8/22, Boston MA)Ad:tech (Dates and Location TBA)DMEXCO (9/11-
10 Dec
All High Risk Industries
What categorizes a merchant as high risk besides MCC codes. It is based on product sold, company location, straight-sale/webshop or recurring, Card not present, if risk for chargebacks is high. Which is most acquirers is above 1% even though some industries are under but still counts as high risk merchants. There are three categories of
09 Dec
MATCH – What is that?
Match is a watch list for acquirers and mid providers with Mastercard also named MasterCard Alert to Control High-risk Merchants. It's used to track history of all companies so they can minimize risk on their end. As well as MATCH having codes for termination, there is also MCC codes which is used to identify merchants. MATCH is
06 Dec
Mastercard puts negative option billing into a box on it’s own
New Mastercard regulativ for nutraceutical merchants Mastercard is second largest card issuer in the world, and is one of two card brands mainly used with negative option billing merchants. They are now in the process of rethinking their regulations when it comes to negative option or "free trial" billing. What does this mean to me and
02 Dec
High Risk vs Low Risk
Self-Check: Are You a High Risk Merchant?People don't usually like taking risks in life and especially not with their money. This is the same for most merchant account providers. So, how do you know if a bank or merchant account provider will issue you an account? How can you tell if you're looking for a
29 Nov
31% fraud spike for holiday sales
I was on Computerworld.com where i was reading about that from Thanksgiving to 31. December 2017 fraud transactions grew, and it sadly doesn't amaze me. Since we have been seeing growing numbers in our own portfolio and it seems like it is getting easier to scam etc. BUT a 31% growth is just nuts and
29 Nov
What is a High Risk Merchant Account
What is a High Risk Merchant Account (Explained) First thoughts surrounding processing, is if you want to accept credit card payments on your shop, project etc. There will be costs associated with it, the major card networks (Visa, Mastercard, Discover, and American Express) will charge interchange fees in order for you to utilize their network and the Merchant
